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Vietnam Commercial Joint Stock Bank for Industry and Trade (VietinBank)

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Who is Vietnam Commercial Joint Stock Bank for Industry and Trade (VietinBank)?

Vietnam Commercial Joint Stock Bank for Industry and Trade (VietinBank) is a Vietnamese commercial banking institution that provides retail and corporate banking, credit, and financial services across domestic and international markets.

  • Retail and personal banking services, including deposits, cards, and consumer lending.
  • Corporate and Small Medium Enterprises (SME) banking for working capital, trade finance, and investment projects.
  • Digital banking channels, including internet and mobile banking platforms.
  • International banking, remittances, and foreign exchange services.
  • Treasury, cash management, and other institutional financial services.
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More About

Vietnam Commercial Joint Stock Bank for Industry and Trade (VietinBank) operates as a full-service commercial bank in Vietnam, serving individuals, small and medium-sized enterprises, large corporates, and public sector entities. Its offerings align with core banking functions in areas such as retail banking, corporate banking, treasury, and international banking, with services delivered through a branch network and digital channels.

In retail banking, VietinBank provides current and savings accounts, term deposits, debit and credit cards, and personal loans, including housing and consumer finance. These services are positioned for salary earners, mass retail customers, and affluent segments that require payment, savings, and credit solutions. Card and payment services integrate with domestic and international card schemes and support non-cash payment adoption in everyday transactions.

For corporate and SME clients, the bank offers working capital loans, project finance, trade finance, and guarantees that support manufacturing, trade, and service sectors. Cash management solutions, including payment processing, collections, and account services, are used by enterprises to manage liquidity and operational flows. Trade finance capabilities typically use standard instruments such as letters of credit, documentary collections, and bank guarantees, supporting both importers and exporters.

VietinBank’s digital banking services include internet and mobile banking platforms that provide account management, fund transfers, bill payment, and remote loan or card service requests. These digital channels use common banking security technologies such as two-factor authentication and encryption, and they interoperate with Vietnam’s domestic payment networks and clearing systems as provided for under national banking regulations.

Internationally, VietinBank supports foreign exchange, cross-border remittances, and correspondent banking relationships that facilitate payments and trade between Vietnam and other markets. Treasury operations include money market activities and foreign currency services that enterprises and institutional clients use for hedging and cash investment purposes.

Within an enterprise IT and financial services directory, VietinBank is positioned in commercial banking and financial services, with solution areas spanning retail digital banking, corporate and SME banking, trade and international banking, and treasury and cash management services. Its portfolio is used by organizations that require banking partners for domestic operations in Vietnam and for cross-border trade and payment flows connected to the Vietnamese market.

Our description of Vietnam Commercial Joint Stock Bank for Industry and Trade (VietinBank). Updated February 2026.

Market segments

  • Financials / Diversified Financials / Diversified Financial Services / Financial Services

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