Who is NTT Finance?
NTT Finance Corporation is a corporate finance and financial services company within the NTT Group that provides group finance, leasing, and payment-related solutions for enterprises and individual customers.
- Group finance services for NTT Group companies, including funding support and cash management
- Leasing and installment sales for Information and Communication Technology (ICT) equipment and other assets for corporate and public-sector customers
- Credit card and payment services for consumers and corporate users
- Billing, settlement, and receivables management services related to telecommunications and other recurring fees
- Financial solutions that support NTT Group business models and customer projects in Japan and selected overseas markets
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More About NTT Finance
NTT Finance Corporation operates as the finance company of the NTT Group, providing group treasury, funding, and financial solution services that underpin telecommunications, ICT, and related business operations. Its offerings are structured to support both internal group entities and external corporate and individual customers, with a focus on financing, leasing, credit, and payment services that align with long-term infrastructure and service contracts common in telecom and ICT environments.
For enterprise and public-sector clients, NTT Finance offers leasing and installment arrangements for ICT equipment and related assets (enterprise IT and equipment finance). These structures are used to align Capital Expenditure (CAPEX) with multi-year project lifecycles, including network deployments, data center equipment, and office or field equipment associated with NTT Group service projects. Such financial solutions often integrate with NTT Group system integration or communications services, allowing customers to treat technology adoption as an operational expense through tailored payment schedules.
The company also manages billing and settlement services (billing and payments) linked to NTT Group telecommunications and other recurring services. This includes invoice issuance, payment collection, and receivables management for subscription-style offerings. In enterprise contexts, these capabilities support large-scale, high-volume billing operations with structured account management, multiple payment channels, and reconciliation processes that can integrate with customer ERP and accounting systems.
On the consumer and corporate side, NTT Finance provides credit card and payment services (card and payment processing), which support both general purchases and settlement of NTT Group service fees. These services typically use standard card network protocols and security measures such as EMV, PCI DSS-aligned handling, and online authorization frameworks, although specific standards are not always detailed publicly. Card and payment offerings can be embedded into telecom billing flows, enabling consolidated invoices for communication services and other purchases.
Within NTT Group, NTT Finance handles group finance functions (corporate treasury and group finance), including cash management, intercompany financing, and access to capital markets as disclosed in group financial communications. This role supports NTT Group’s ability to structure long-term investments in network infrastructure and ICT platforms while optimizing funding costs and liquidity. For the purpose of an enterprise technology and services directory, NTT Finance fits within categories such as enterprise IT and equipment finance, telecom billing and payments, card and payment processing, and corporate treasury and group finance services, all positioned in support of NTT Group telecommunications and ICT businesses.
Our description of NTT Finance. Updated December 2025.
