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Who is Ficom?
Ficom is a Peruvian financial services organization that provides foreign trade financing and related credit solutions for corporate clients.
- Structuring and provision of trade finance facilities for importers and exporters.
- Short- and medium-term working capital solutions linked to international trade flows.
- Intermediation between local corporate borrowers and international investors or financial institutions.
- Advisory on risk mitigation structures for cross-border transactions and receivables.
- Custom credit structures tailored to specific supply chain and trade scenarios.
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More About
Ficom operates as a specialized financial intermediary focused on foreign trade financing for Peruvian and regional corporate clients, targeting enterprises that need credit structures tied to import, export, and broader cross-border trade operations. The organization positions its services as an alternative or complement to traditional bank financing, particularly for companies seeking access to international capital and investors through structured trade-related instruments.
The firm concentrates on solutions that align with trade finance categories such as pre-export finance, post-import finance, receivables-backed facilities, and working capital lines supported by underlying commercial operations. These solutions often rely on widely used trade finance mechanisms and documentation, including purchase orders, invoices, letters of credit, and assignment of receivables, enabling lenders or investors to evaluate risk based on the performance of specific trade flows rather than on general corporate exposure alone.
From an enterprise architecture standpoint, Ficom’s offerings sit within the broader capital markets and corporate finance ecosystem, but with a focus on real-sector companies engaged in goods and services trade. The firm commonly works with corporate treasuries, finance departments, and risk teams that need to diversify funding sources, extend supplier payment terms, or optimize cash conversion cycles through structured trade facilities. These facilities may be syndicated or funded by institutional investors and international financial entities that require standardized risk and documentation frameworks.
Technically, the organization’s work aligns with established trade finance and credit risk practices, including the use of collateralization through receivables, purchase orders, or inventory, as well as adherence to international trade documentation norms. While banks also offer trade finance, Ficom differentiates itself at the solution-category level by acting as a structurer and arranger that connects corporate borrowers with non-bank capital, which can be relevant for enterprises that face capacity constraints or concentration limits with traditional lenders.
Within a marketplace taxonomy, Ficom is categorized under financial services with a specific focus on trade finance, structured credit, and working capital solutions for corporate and mid-market firms. Its role centers on designing and arranging financing structures tied to verifiable trade transactions, providing companies with an additional channel to secure liquidity for import, export, and supply chain operations.
Our description of Ficom. Updated February 2026.
